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{"id":3353,"date":"2021-08-31T13:08:30","date_gmt":"2021-08-31T11:08:30","guid":{"rendered":"https:\/\/digitalfestival.pl\/?p=3353"},"modified":"2021-10-04T07:36:48","modified_gmt":"2021-10-04T05:36:48","slug":"jak-w-2021-roku-oszukuja-w-e-commerce-chron-swoje-pieniadze","status":"publish","type":"post","link":"https:\/\/2023.digitalfestival.pl\/jak-w-2021-roku-oszukuja-w-e-commerce-chron-swoje-pieniadze\/","title":{"rendered":"Jak w 2021 roku oszukuj\u0105 w e-commerce. Chro\u0144 swoje pieni\u0105dze!"},"content":{"rendered":"

Liczba oszustw w internetowym handlu ro\u015bnie lawinowo. Wed\u0142ug Juniper Research w 2021 roku straty wynikaj\u0105ce z fraud\u00f3w w e-commerce mog\u0105 si\u0119gn\u0105\u0107 20 miliard\u00f3w dolar\u00f3w wobec 17,5 miliarda w 2020 roku. Przest\u0119pcy nie pr\u00f3\u017cnuj\u0105 i wci\u0105\u017c wymy\u015blaj\u0105 nowe sposoby, by wej\u015b\u0107 w posiadanie naszych pieni\u0119dzy. W artykule opisujemy te, kt\u00f3re zyska\u0142y popularno\u015b\u0107 w ostatnich miesi\u0105cach.<\/strong><\/p>\n

\"\"<\/p>\n

Oszustwa na OLX<\/strong><\/h3>\n

Platform\u0105, na kt\u00f3rej szczeg\u00f3lnie rozpanoszyli si\u0119 oszu\u015bci, jest OLX – g\u0142\u00f3wnie za spraw\u0105 us\u0142ugi „Przesy\u0142ki OLX”. Ten typ oszustwa jest wymierzony nie w kupuj\u0105cych, a w sprzedawc\u00f3w. Schemat wygl\u0105da nast\u0119puj\u0105co: Osoba rzekomo zainteresowana zakupem kontaktuje si\u0119 z nami w sprawie przedmiotu – cz\u0119sto poprzez komunikator WhatsApp (pozwala na to numer telefonu, kt\u00f3ry publikujemy w og\u0142oszeniu). Nast\u0119pnie wysy\u0142a link do formularza – mamy w nim poda\u0107 dane do karty kredytowej lub debetowej, na kt\u00f3r\u0105 rzekomo trafi\u0105 pieni\u0105dze. Formularz oczywi\u015bcie nie pochodzi z portalu OLX – cho\u0107 domena mo\u017ce wydawa\u0107 si\u0119 podobna. Jest to wy\u0142udzenie, a podanie swoich danych nara\u017ca nas na utrat\u0119 pieni\u0119dzy<\/strong>.<\/p>\n

Portal OLX na swoim blogu przestrzega przed t\u0105 praktyk\u0105 i przypomina, \u017ce w przypadku korzystania z us\u0142ugi \u201cPrzesy\u0142ki OLX\u201d nigdy nie b\u0119dziemy proszeni o podanie danych karty – pieni\u0105dze trafi\u0105 na konto, kt\u00f3re podawali\u015bmy podczas konfiguracji. Warto te\u017c zwr\u00f3ci\u0107 uwag\u0119, czy adres strony zaczyna si\u0119 od marketplace.olx.pl\/, delivery.olx.pl\/ lub przesylki.olx.pl\/. Wszystkie inne adresy mog\u0105 by\u0107 pr\u00f3b\u0105 wy\u0142udzenia! Cho\u0107 oszustwo jest kojarzone g\u0142\u00f3wnie z serwisem OLX to pojawi\u0142y si\u0119 informacje, \u017ce podobne sytuacje zdarzaj\u0105 si\u0119 w serwisie Allegro Lokalnie.<\/p>\n

\u201cTwoja paczka wymaga dop\u0142aty\u201d<\/strong><\/h3>\n

\u201cTwoja paczka DHL wymaga dop\u0142aty na koncie w wysoko\u015bci 0,82 z\u0142. Niedokonanie wp\u0142aty spowoduje zwrot przesy\u0142ki do nadawcy\u201d – SMS-y o podobnej tre\u015bci trafi\u0142y na telefonu setek Polak\u00f3w. W ka\u017cdej z nich znajdowa\u0142 si\u0119 r\u00f3wnie\u017c link przypominaj\u0105cy adres strony firmy kurierskiej. Nawet je\u015bli oczekujesz w\u0142a\u015bnie kuriera ze swoj\u0105 wymarzon\u0105 przesy\u0142k\u0105, w \u017cadnym wypadku nie przechod\u017a pod za\u0142\u0105czony w SMS-ie adres<\/strong>!<\/p>\n

Jest to pr\u00f3ba wy\u0142udzenia. W przes\u0142anym linku natkniemy si\u0119 prawdopodobnie na stron\u0119 internetow\u0105 udaj\u0105c\u0105 witryn\u0119 banku, kt\u00f3rej celem jest przekazanie naszych danych dost\u0119powych przest\u0119pcy. Link mo\u017ce prowadzi\u0107 r\u00f3wnie\u017c do aplikacji, kt\u00f3ra po zainstalowaniu w telefonie pobierze dane, kt\u00f3rych u\u017cywamy podczas logowania do bankowo\u015bci mobilnej i r\u00f3wnie\u017c udost\u0119pni je oszustowi. Je\u017celi masz jakiekolwiek w\u0105tpliwo\u015bci dotycz\u0105ce swoich przesy\u0142ek, zawsze kontaktuj si\u0119 bezpo\u015brednio z nadawc\u0105 lub firm\u0105 kuriersk\u0105.<\/p>\n

Rozw\u00f3j handlu internetowego<\/a> i id\u0105cy za nim wzrost popytu na us\u0142ugi kurierskie sprawi\u0142, \u017ce coraz cz\u0119\u015bciej to pod firmy z tego sektora podszywaj\u0105 si\u0119 oszu\u015bci. Na pocz\u0105tku sierpnia CERT Polska informowa\u0142 o e-mailach zatytu\u0142owanych \u201cDOSTAWA DHL CARGO\u201d. Pod pretekstem problem\u00f3w z dostaw\u0105 wiadomo\u015b\u0107 zach\u0119ca do otwarcia rzekomego pliku PDF. W rzeczywisto\u015bci to z\u0142o\u015bliwe oprogramowanie, kt\u00f3re pozwoli przest\u0119pcom na dost\u0119p do naszego komputera.<\/p>\n

Mystery box z \u201cAmazona\u201d<\/strong><\/h3>\n

Amazon to najpopularniejsza na \u015bwiecie platforma e-commerce\u2019owa. Nic dziwnego, \u017ce przest\u0119pcy czyhaj\u0105 na klient\u00f3w giganta – na r\u00f3\u017cne sposoby pr\u00f3buj\u0105 wy\u0142udza\u0107 dane, sprzedaj\u0105 te\u017c np. fa\u0142szywe karty podarunkowe. Wszystkie te oszustwa trudno zliczy\u0107 – my dzi\u015b opiszemy stosunkowo nowe, stosunkowo ma\u0142o gro\u017ane, jednak \u017ceruj\u0105ce na drzemi\u0105cym w nas marzeniu o du\u017cych wygranych niewielkim kosztem.<\/p>\n

Na Facebooku pojawi\u0142y si\u0119 og\u0142oszenia o rzekomych nie nadanych przesy\u0142kach pochodz\u0105cych z Amazona. Wp\u0142acaj\u0105c niewielk\u0105 kwot\u0119 mo\u017cemy otrzyma\u0107 jedn\u0105 z nich – nie wiedz\u0105c oczywi\u015bcie, co jest w \u015brodku. Raz mia\u0142by to by\u0107 nic niewarta plastikowa bransoletka, raz – mo\u017ce nawet najnowszy iPhone. Prawda, \u017ce kusz\u0105ce?<\/p>\n

Niestety rezultat tej \u201czabawy\u201d raczej nie b\u0119dzie dla nas zadowalaj\u0105cy. Nawet je\u015bli otrzymamy rzekom\u0105 paczk\u0119 (kt\u00f3ra nie ma nic wsp\u00f3lnego z Amazonem), na jakiekolwiek warto\u015bciowe przedmioty nie ma co liczy\u0107. W paczce znajdziemy co najwy\u017cej do niczego nieprzydatny gad\u017cet o warto\u015bci znacznie ni\u017cszej ni\u017c wp\u0142acona kwota.<\/p>\n

Partnerami dnia „Moje zakupy i finanse” w czasie Digital Festival 2021 s\u0105 Allegro, Visa i Santander Bank Polska.<\/p>\n","protected":false},"excerpt":{"rendered":"Liczba oszustw w internetowym handlu ro\u015bnie lawinowo. Wed\u0142ug Juniper Research w 2021 roku straty wynikaj\u0105ce z fraud\u00f3w w e-commerce mog\u0105 […]","protected":false},"author":2,"featured_media":3399,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[86,89,92,93],"tags":[20,82],"rodzaj_tresci":[13],"class_list":["post-3353","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bezpieczenstwo","category-cyberbezpieczenstwo","category-e-commerce","category-edukacja","tag-moje-firma-praca","tag-moje-bezpieczenstwo"],"yoast_head":"\nJak w 2021 roku oszukuj\u0105 w e-commerce. 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